New this year is the ability to apply online for home loans

The bank's real estate loan experts will be glad to work one-on-one to help determine which financing program suits your needs.New this year is the ability to apply online for home loans. Borrowers can also check rates and terms and apply at their own convenience.Now may be an excellent time to consider refinancing. Apply online or stop in to see one of the home loan experts for more information.First Citizens National Bank is an Equal Housing Lender, and is Member FDIC insured.
Hanson's Countertops and Flooring owner Kurt Hanson has been in the countertop business for seven years.After building laminate countertops for three years, people started asking him about concrete resurfacing of existing countertops. Hanson became a certified Granicrete installer four years ago and started his own business.

In the tri-state area he has provided many kitchen and bathroom countertops along with resurfacing home and garage floors. The weight of Granicrete countertops is"parable to laminate, which is much lighter than real marble and granite.Customers achieve an elegant look at an affordable cost for interior and exterior remodeling or updating. Flooring, driveways, sidewalks, pool decks, patios and garage floors can look like tile, wood, slate, travertine or flagstone. Showers and baths look like tile, travertine or stone.

All countertops are custom made and the decorative color and texture are one of a kind. There are more than 60 colors and multiple edge designs to choose from for your home or business project, and colors can be mixed to meet special project needs. They can also be made to glow in the dark for safety.Countertops are resurfaced with a 1/8-inch concrete overlay and epoxy. They are bacteria resistant, take indirect heat up to 500 degrees F, are seamless, do not need to be sealed and are stain-resistant. The color will never fade and they are Radon-free.Home Lumber & Builders Inc., a family owned business started by Ken Bothwell in 1965, is still going strong today. Ken passed ownership onto his two sons, Scott and Steve Bothwell, who ran the business for 20 years. Cousins Carl Bothwell and Matt Anderson are now third-generation owners and have had ownership since 2007.